
I know this subject can be hard pill to swallow for some people (trust me I understand), but this is a vital step in becoming a homeowner. It’s now the time to rebuild your credit! Now that you have finally admitted this to yourself, what can you do to begin this process? Experian gives you a step by step process on what steps you need to take to raise your credit score.
While I believe that you can handle this process by yourself, I also believe that it’s much easier to go to credit counseling and talk to a professional that can guide you along the way to getting your credit in order. This is especially important for individuals whom are not familiar with their credit information and what it will take to raise your credit score.
Rebuilding your credit is especially important because you want to be able to receive incentives when it comes to obtaining a mortgage loan. There are numerous programs for down payment assistance available for homebuyers throughout the state of Florida! Instead of using your savings to make your down payment, you can use that money for other purposes, whatever you choose!